San Diego County: 619.283.2200
If you are faced with foreclosure, you can work to save your home-or at least limit the financial damage caused by foreclosure-if you understand your options and take the appropriate steps.
Apartment and rental house hunting can be an adventure, but also a real balancing act. Issues like size, location, move-in date, monthly rent, and extra costs — like parking and utility bills — all factor in to a final decision. And many renters face the added challenge of the long-distance hunt, using websites with rental listings to find a home in another city or state.
Read more ›An education beyond high school is an investment in your future. It can be expensive and often requires you or your family to take out loans to help pay for it. Student loans fall into two categories, federal loans and private loans.
Read more ›In California, lenders can foreclose on deeds of trust or mortgages using a nonjudicial foreclosure process (outside of court) or a judicial foreclosure process (through the courts). The nonjudicial foreclosure process is used most commonly in our state.....................................
Read more ›2922. A mortgage can be created, renewed, or extended, only by writing, executed with the formalities required in the case of a grant of real property.............
Read more ›The California Homeowner Bill of Rights became law on January 1, 2013 to ensure fair lending and borrowing practices for California homeowners..................
Read more ›If you borrow money from a commercial lender and the lender later cancels or forgives the debt, you may have to include the cancelled amount in income for tax purposes, depending on the circumstances. When you borrowed the money you were not required to include the loan proceeds in income because you had an obligation to repay the lender. When that obligation is subsequently forgiven, the amount you received as loan proceeds is reportable as income because you no longer have an obligation to repay the lender..........................
Read more ›This letter clarifies our previous letter to you dated September 19, 2013, which addressed the question of whether a California homeowner would have taxable cancellation of indebtedness income on a lender-approved short sale.......................
Read more ›Just visit the Virtual Counselor Network website, and we’ll connect you to a live counselor.
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