San Diego County

619.283.2200

Affordability Calculator & Tools

The first step to buying a home is knowing what price range fits your budget.

Use the following resources to help determine if buying or renting is the right option for you. Learn about the potential tax savings with homeownership, research how much house works within your budget and learn how much money you might be able to borrow.

Topics

Making Home Affordable

An official program of the Departments of the Treasury & Housing and Urban Development.

Read more ›

Owning vs. Renting

If you think you can't afford to buy a home consider this: The homeownership rate in the U.S. is nearly 69 percent — indicating that homeownership is within reach for more Americans than ever before. In fact, it can be as affordable as renting, and in some regions of the United States, it can be more affordable.

Read more ›

Preparing For Homeownership Calculators

Use the following calculators and tools to determine how much you can afford, how much you can borrow, tax savings.

Read more ›

How Much House Can You Afford?

"How much house can I afford?" Depending on whom you ask, you could get some surprisingly different answers. Read through this article to get a strong understanding on what works for your family.

Read more ›

Mortgage Calculator

A mortgage calculator to help you determine how much house you can afford.

Read more ›

Mortgage Calculator: Types of Mortgages, How to save money during Mortgages, Mortgage Refinancing...

When the homeowner approaches the lender and they begin the process of filling out the mortgage loan application, it is a very good idea to know what types of mortgages are available and the advantages and disadvantages for each of them. This article takes a look at one year adjustable rate mortgages, fixed rate mortgages, 2-step mortgages, 10/1 adjustable rate mortgages, 5/5 and 5/1 adjustable rate mortgages 3/3 and 3/1 adjustable rate mortgages, 5/25 mortgages, and balloon mortgages.......................

Read more ›

Want assistance now?

Just visit the Virtual Counselor Network website, and we’ll connect you to a live counselor.

Get Connected